蕙籣留香 / 修养交友 / 31天学会简单生活 第20天 每一块钱都有作用

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31天学会简单生活 第20天 每一块钱都有作用

2014-01-01  蕙籣留香
                         31天学会简单生活,第十二天:每一块钱都有作用的 译者: 陈俊强 原作者:Emily 发表时间:2010-10-23
Today, we are talking about money.  I can’t spend a month talking about simple living and not touch on the subject of money.  I can share a bit about my history with money and my new philosophy when it comes to using green paper.

今天让我们来讨论一下钱吧!我实在无法花一个月的时间谈论简单生活而毫不涉及金钱!我会与你们分享一些关于我的、在绿皮书中涉及到的钱的历史以及钱的哲学。

I made a page with links to posts about our financial journey that you can check out for more details of where we’ve been and how we got where we are now.

我做了一个关于价值之旅的网页链接,你可以更仔细的看到我们曾经在哪里以及我们此刻为何在这里。

It’s a big part of my story in the past and was a huge part of our downsizing journey. We got out of debt and have stayed out of debt. It’s not always easy. I am far enough past an ugly history with money that I forget that credit cards exist. I forget there is this whole other way of making ends meet for people. There are people still going through and trying to get out of what I did.

这是我以前的故事的大部分,同时也是我们节俭之旅的一大部分。我们逃脱了欠债并远离债务。这并不容易。我有过一段很漫长很艰辛的经历。那时,我忘记了信用卡的存在。我这完全是另外一种满足人们得到钱的方法。但现在还有许多人正在走着我的老路,挣扎着摆脱。

So I feel compelled to share the benefits of being on this side. It takes more planning and more consideration whenever a dollar is spent now than it did when I had a wallet full of plastic. I now like to think in terms of all of my dollars having a job. So many of us work for money and don’t consider that money should work for us, too.  Make your dollars do the job of helping you live the life you want.

我迫不及待地想与你们分享这方面的好处。比起以前我钱包里都是信用卡的时候,现在花一美元要更多计划与考虑周到。我现在赞同的花钱的观点就是让我所有的钱尽其所用。所以我们不能理所当然地认为我们为了钱而工作,钱就会为我们所用。利用好你的钱可以帮助你过你想过的生活!

My dollars do the jobs of:

我一般把钱花在下面的方面

: providing basic necessities

:购买基本的生活保障用品

: providing enjoyment

:享受各种娱乐方式

: being there in case of emergency

:防止各种紧急情况的出现

: earning interest

: 赚取利息

: being available for future goals

:可以为将来的目标作准备

We all spend money on the basics like food, shelter, basic clothing, transportation, etc…

我们每个人都在生活必需品:例如,食物,衣服,交通费等上面花钱。

We all also have our individual things that we don’t necessarily need but we enjoy – entertainment, travel, decorating, coffee, etc…
我们每个人都有自己的事,这些事不是我们必须要做的,但是享受着----娱乐,旅游,装修,喝咖啡等等。
And we all have goals for tomorrow and a future to save for.
并且我们每个人都为明天和自己的的将来而奋斗。
Each time money is spent or saved, it should be going toward something that you purposefully want for your life. Last week I was out and about way too much during the days and I spent $20 on food while out over the span of 3 days. It made me grumpy because afterward I thought about how eating junk while out is not at all what I want for my life or who I want to be. I felt unhealthy afterward and didn’t like having 20 less dollars at the end of the week because of something I didn’t get any enjoyment from and was because I planned poorly.

每一次决定钱的去留,都应该本着为生活目标服务的目的。一周前,我出行在外,在三天时间里,花费了20元在食物上。我很恼火因为在此之后我一直想着如何吃喝而不是我的生活要什么或者我想成为谁。事后我一直感觉不好,正因为我糟糕的计划,虽然我省了20美元但我并不能享受其中。

On the other hand, there are times I spend $20 while out and about with my family and it doesn’t bother me one bit. An afternoon out with my kids during which we stop for ice cream cones, carousel rides, and do something fun together has a completely different feel to it.

然而,很多次,我同家人一起出行,并花费20元,这却一点也不让我感到烦扰。一天中午,我和孩子们外出玩耍、在小摊前吃冰欺凌,非常愉快,与之前花钱是天然之别!最后,为了让自己感觉良好些,我认为钱必须花在点子上。这样我们在享受生活的同时又能为未来有计划的节约。

In the end, I want the dollars I spend to have purpose – to leave me feeling good and balanced – like I can enjoy life while still planning and saving for the future.
最后,我想我的每一块钱都是值得花的----能够让我保持好的感觉和保持平衡------当我还在计划和未来奋斗的时候,还能够享受生活。
Debt sucks, and when you’re in it is way harder to feel like you are spending with purpose. But even paying off debt has a purpose. The end goal is more freedom, more options, and a simpler life.

当你在负债时你很难感觉你的每一笔花费是有目的的,即使是偿还债款也有目的,最终目的是更加的自由更多的选择和更简便的生活。

Give your dollars a job and make them live up to it.
让你的每一块钱都有自己的作用吧。

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