英语流利说

A month in China made me realize that my wallet is too small, because I need to bring a lot of cash with me. Some places, especially many small stores don’t accept cards. In addition, I noticed that Chinese people prefer to pay cash if the total amount is a relatively small number. However, this is the opposite in the US. Americans rarely bring cash with them or bring a small amount, because pretty much every store, no matter how small, accepts cards. Even if Americans are only purchasing a bottle of water worth a dollar, they would still choose to use their cards rather than paying cash. The only times that Americans would choose to pay with cash are: 1) tipping, and 2) paying toll fees. The main advantage of bringing only cards in your wallet is that even if your wallet gets stolen, you can quickly alert the bank to suspend the stolen card, and no asset would be loss.

在中国的一个月让我明白我的钱包太小了，因为我需要随身携带一些现金。有一些地方，特别是一些小商店不接受刷卡。而且我发现如果总额数目很小的话，中国人更愿意给现金。但是，在美国这种现象是相反的。美国人很少随身带现金或者只带很少的钱，因为基本上每个店，不管多小，都接受刷卡。即使美国人只买一美元的矿泉水，他们还是会选择刷卡而不是给现金。美国人唯一使用现金的时候是1）给小费，2）付高速公路费。钱包里只带卡的好处是即使钱包被偷了，你可以快速通知银行冻结被偷的银行卡，这样不会造成损失。