经常项目可兑换：current account transaction
人民币对外币掉期交易：RMB and foreign exchange currency swap business
结售汇业务：foreign exchange sale and purchase
场外交易：OTC（Over-the-Counter）
钉住美元汇率政策：the exchange rate policy featuring a peg to the US dollar
钉住一篮子货币政策：the exchange rate policy featuring a peg to a basket of currencies
存款准备金率：deposit reserve ratio
公积金贷款：housing provident fund loans
国家资产作价入股：conversion of state assets into state shares
没收的抵押贷款：foreclosed assets
不良贷款：non-performing loans
征信体系：the system of credit management
个人信用信息基础数据库：the Basic Database on Individual Credit Information
风险补偿机制：risk prevention mechanism
贷款贴息：subsidized loan；loan with discounted interest
股权分置改革：non-tradable shares reform
住房性贷款政策性贴息：policy-approved subsidies on housing loans
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