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TOPIC 1 社区公益 社区公益(community public benefit)以公益机构为主体，为达成公益目的而鼓励社区发动居民积极参与各种公益服务或活动。近年来，越来越多的机构和企业投身到社会公益事业之中，或进行大额捐款，或成立慈善基金，力图在履行社会责任的同时，凸显企业的品牌和产品。显然，这是社会公益不成熟的一种表现，因为那些有着巨大社会需求的社区公益服务，由于需要长期默默无闻的服务和关怀，还没有得到更多的关注。 The community public benefit whose main body is public organizations encourages community residents to take part in various kinds of public services or activities to reach the goal of public benefit. In recent years, more and more organizations and enterprises devote themselves to public benefit by donating large amounts of money or establishing charitable funds to advertise their brands and products while fulfilling their social responsibilities. Obviously, it is a reflection of immature public benefit, because the community public benefit service with large social demand hasn't been paid more attention to due to the need of long-term obscure services and care. TOPIC 2 出行方式的转变 中国人的出行方式经过了一个从“体力”到“便捷”的漫长过程。20世纪50至70年代，自行车是中国人最“拉风”的交通工具，也是那个时期最具有符号意义的社会特征。20世纪80年代，摩托车(motorcycle)开始逐步成为交通工具中的“新宠”。从20世纪90年代初到现在，随着城市交通和汽车工业的发展，加之忙碌的生活节奏，越来越多的人选择以汽车代步，私家车的数量以惊人的速度与日俱增，老百姓的生活“安”上了车轮。 The ways Chinese people adopt to get around have experienced a long process from depending on physical strength to taking convenient tools. From 1950s to 1970s, bicycles were the most fashionable means of transportation and also the most important characteristic of society during that time. In the 1980s, motorcycles gradually became the new favorite. From the early 1990s to the present, with the development of urban traffic and automotive industry, as well as the increasingly busy life, more and more people prefer private cars, making the number of private cars grow at a surprising speed. The life of ordinary people seems to be installed by wheels, moving ahead fast. TOPIC 3 网上银行 网上银行拥有许多优势。网上银行从不关门，每天24小时、每周7天全天候营业，而且只需轻点鼠标即可完成交易。当你的财务发生问题，而你附近又没有营业厅或自动取款机时，你可以马上登陆网上银行来处理你的财务。网上银行处理并确认交易的速度通常达到或者超过了自动取款机的运行速度。网上银行现在还提供账目总计、股票报价等先进的工具，以帮助你更有效地理财。 Online banking has a lot of advantages. It never closes, offering services 24 hours a day, 7 days a week, and all you need to do is just a slight click of the mouse. If your nearby banks or ATMs are not available when financial problems arise, you can immediately log on to your online banking and cope with your business. In terms of the speed of the execution and confirmation of transactions, online banking is generally no slower than ATMs. Online banking now offers advanced tools, including account aggregation, stock quotes and so on to help you manage your assets more effectively. TOPIC 4 老龄化 联合国标准规定，当一个地区65岁及以上的老人占总人口的7%时，该地区就被视为进入老龄化社会(aging society)。老龄化会对国家财政造成巨大的影响，但老龄化的影响并不止于此。在老龄化社会里，劳动力市场、储蓄方式以及人口流动都会发生变化。中国社会保障制度并不健全，大多数老年人都依靠子女赡养。小家庭的增多和传统价值观的缺失都会使老龄化问题更加严重，从而对中小家庭造成沉重负担。 According to the standard of the United Nations, a society is considered an aging one when the proportion of people aged 65 and above is more than 7%. The impacts of aging society on state finance are huge. However, the impacts are much wider. In an aging society, labor markets, saving patterns and migration movements will change. The social security system in China is weak, and most of the elderly are supported by their children. Declining family size and the erosion of traditional values magnify the challenge, which places a heavy burden on small and middle sized households. TOPIC 5 自主创业 自主创业(self-employed)的好处之一是盈利归自己所有，利润是对自己努力、能力和创造力的回报。自主创业的第二个好处是个人才智和能力能直接反映在收入上。自主创业的第三个优势是自己做老板能够控制自己的工作时间。但是创业并不是一帆风顺(go smoothly)的事。首先，做自己的老板把责任直接放到了个人的肩上。其次，自己做老板时，一单成功的生意可能会带来很大的盈利，而一单失败的生意可能会造成破产。第三个弊端是没有稳定的工资，收入浮动很大。 One of the advantages of being self-employed is that the profits that the business makes belong to the owner. The profits earned are the reward for the owner's effort, competence and creativity. Another advantage is that a person's earnings directly reflect his intelligence and abilities. The third advantage of being self-employed is that a person as the boss can control his working hours. However, being self-employed does not always go smoothly. First, being one's own boss means placing the responsibility directly on that individual's shoulders. Second, though the self-employed can earn considerable profits with successful business, losses can force them out of business. The third disadvantage is that self-employed people have no stable wage and their earnings can vary greatly. 【丘尔教育】 【四六级答疑交流群】 四六级交流、资料分享（备注四六级交流）。群内不定期更新资料，免费名师指点、学长学姐直播答疑。 不要等啦，来私聊我吧！ |
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