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从实际意义上讲，一处房产的价值相当于人们愿意为它付出的代价。但是有时候在谈判开始前你需要一个大概的数字。 房地产估价是一个属性的详细报告的市场价值,这是由国际估值标准委员会定义为自愿的买方和自愿的卖方在一个公平交易,适当的营销和当事人都聪明地行动,谨慎,没有冲动”。 正如该定义的措辞所暗示的那样，最终售价通常与报告中包含的估值不同，因为几乎不可能预测人们的情绪、市场知识和其他动机会如何影响谈判。 我什么时候需要物业估价? 物业估价对买卖双方都有好处。通过提供一个明确的房地产市场价值指标，它降低了买家支付高于预期价格的风险;在提供一个详细的分析物业的弱点，它可以帮助卖方决定做哪些改造，以提高物业的价值。 也就是说，人们需要房产估价最常见的原因是他们的抵押贷款机构(通常是银行)要求估价。 柯蒂斯估值公司(Curtis valuation)董事马修·柯蒂斯(Matthew Curtis)表示，对贷款机构来说，房产估值是一份“风险报告”，以确保房产的安全价值能够覆盖贷款。 银行需要有信心，如果购房者拖欠抵押贷款，它能够收回房产上的任何未偿款项。 “一些贷款机构仍然拥有内部评估机构，或者使用内部算法或桌面评估。然而，在大多数情况下，(房地产估值)被外包给独立估值公司，这些公司在贷款机构的评估小组中得到认可，”柯蒂斯补充道。 在财务报告、税务遵守情况、家庭法调解和确定向土地所有者提供地役权或土地征用补偿的数额时，往往也需要对财产进行估价。 柯蒂斯说:“其中一些工作是高度专业化的，并受到详细立法的制约。” 如何计算物业估价? 大部分住宅物业的估值，均以与近期的可比销售数字作直接比较为基础，不过估价师亦会考虑下列因素: ·房产的大小 ·房间的数量和类型 ·固定装置和配件 ·建筑的结构和条件 ·装修标准和建筑风格 ·方便访问该物业 ·规划限制和地方议会分区 ·物业的位置和舒适度 ·土地的大小 ·地块的外观、地形和布局 
首先，估价师会利用近期的几笔可比销售数据，给出有关房产的大致数字，然后根据上述房产属性之间发现的任何显著差异，对该数字进行调整。 柯蒂斯表示:“这些销售数据会根据土地属性、改善、位置和规划控制等因素进行分析……然后与估值的房产进行比较。” 然而，其他属性类型可能需要不同的方法。例如，商业地产需要更多的财务分析，而开发场地可能需要更多的规划咨询。” 评估师亦会到访有关物业，以便评估楼宇的状况，并留意任何可能影响其市值的结构故障及细微差别。然后，大多数公司会在客户访问后的两到三天内，向他们提供一份标准的三页调查结果报告。 物业估价的成本是多少，需要多长时间? 物业估价的准确成本取决于物业的规模和价值，而每个估价员的服务收费也略有不同。也就是说，大多数估价都在300澳元到600澳元之间，大多数估价人员会在客户来访的两到三天内，向客户提供一份标准的三页调查报告。 物业估价与物业估价有何分别? 与有资格的估价师进行的估价不同，房地产经纪人的估价没有法律依据，只应被视为定价指南。 当你想要赢得客户时，代理人通常会对你的房产进行估价。他们根据最近在该地区的销售情况和他们的经验进行非正式评估，并将免费提供这项服务。 另一方面，有执照的估价师为他们的服务收费。他们对自己提供的信息负有法律责任，因此他们的评估必须以事实为基础。因此，他们的估价比房地产经纪人的估价更全面。 我怎样才能使我的房子增值? 1. 你不能改变房子的位置，但你可以改变房子。考虑一下装修或扩建房屋的楼面面积:你能增加一个浴室、卧室或娱乐区吗?改善你的室内外流动怎么样? 2. 确保房产被很好地呈现出来:你能整理花园，或移走任何不整洁的树木或建筑吗?他们的观点能被利用吗?或者你能让车辆更容易进入吗? 3.给你的重要房间——浴室和厨房——做个小改造。更新橱柜、工作台、灯具和固定装置通常也是相当划算的。即使是轻轻一抹油漆，也能给房子的整体外观和感觉带来神奇的效果。 4. 你的家有覆盖车辆的区域吗?如果没有，你能增加一个车库或车库吗? 5. 对你的房产进行全面的整理，并注意你的房产的吸引力，因为这会极大地影响买家的第一印象。如果你的街区和房子在街上看起来干净整洁，那么它很可能会从估价中受益。 如果你想卖你的家或财产但尚未准备委员会房地产估价,你可以得到一个免费的郊区报告包含属性类似于你的价格出售,加上当地房价中值和一个快照的房地产的供给和需求,帮助您更好地理解估计你的财产的价值。 What is a property valuation and how do you calculate it? In practical terms, a property is worth what someone will pay for it. But sometimes you need a ballpark figure before the negotiations get underway.
此文章出于 <Charlotte Cossar, May 08 2019> A property valuation is a detailed report of a property’s market value, which is defined by the International Valuation Standards Council as the estimated sale price “between a willing buyer and a willing seller in an arm’s length transaction, after proper marketing and where the parties had each acted knowledgeably, prudently and without compulsion”. As the careful wording of that definition implies, the final sale price is usually different from the valuation contained in the report, as it’s near impossible to predict how people’s emotions, market knowledge and other motivations might affect negotiations. When would I need a property valuation? A property valuation offers benefits to both buyer and seller. In providing a clear indication of a property’s market value, it reduces a buyer’s risk of paying over the odds for a property; in offering a detailed analysis of a property’s weaknesses, it can help a seller decide which renovations to make to enhance a property’s value. That said, the most common reason why people need a property valuation is because their mortgage lender (usually a bank) requests one. According to Matthew Curtis, director of Curtis Valuations, the property valuation serves as a “risk report” for the lending institution, to ensure the security value of the property covers the loan. The bank needs to be confident that it can recover any outstanding amount owned on the property, should the buyer default on their mortgage. –– ADVERTISEMENT –– “Some lenders still have in-house valuers, or use internal algorithms or desktop assessments. However, in the majority of cases, [the property valuation] is outsourced to independent valuation companies who are recognised on the lender’s panel,” Curtis adds. Property valuations are also often required for financial reporting, for taxation compliance, for family law mediation and for determining the amount of compensation given to land owners for easements or land acquisition. “Some of this work is highly specialised and is governed by detailed legislation,” says Curtis. How is a property valuation calculated? A direct comparison with recent comparable sales forms the backbone of most residential property valuations, though valuers will also take into account the following attributes: · the size of the property · the number and type of rooms · the fixtures and fittings · the structure and condition of the building · the standard of the fit-out and the property’s architectural style · ease of access to the property · planning restrictions and local council zoning · the property’s location and level of amenity · the size of the land · the aspect, topography and layout of the block First, valuers use a handful of recent comparable sales to give them a ballpark figure for the property in question, and then they make adjustments to that figure based on any significant differences found between the above attributes of the properties. “The sales are analysed in terms of land attributes, improvements, location and planning controls… [and are then] compared to the property being valued,” says Curtis. “However, other property types can require different approaches. For example, commercial property requires more financial analysis and development sites can require more planning consultancy.” Valuers will also visit the property in question, so that they can assess the condition of the building and make a note of any structural faults and nuances that might affect its market value. Most will then provide the customer with a standard three-page report of their findings within two or three days of their visit. How much does a property valuation cost, and how long does it take? The exact cost of a property valuation depends on the size and value of the property, and each valuer will also charge slightly different rates for their services. That said, the majority of valuations will cost somewhere between $300 and $600, and most valuers will provide the customer with a standard three-page report of their findings within two or three days of their visit. What is the difference between a property appraisal and a property valuation? Unlike valuations conducted by a qualified valuer, appraisals by real estate agents have no legal standing and should only be considered as a guide to pricing. Agents will often offer an appraisal of your property when trying to win your custom. They base their informal valuation on recent sales in the area and their experience, and will offer the service free of charge. Licensed valuers, on the other hand, charge a fee for their service. They are legally responsible for the information they provide and so must base their appraisal on facts. Consequently, their valuations are more comprehensive than a real estate agent’s appraisal. How can I increase my house value? 1. You can’t change your property’s location but you can make changes to the house. Think about a renovation or extending the floor area of the house: can you add a bathroom, bedroom or entertaining area? What about improving your indoor-outdoor flow? 2. Make sure the property is well presented: can you tidy up the garden, or remove any untidy trees or structures? Are their any views that can be taken advantage of, or can you make vehicle access easier? 3. Give your important rooms – the bathroom and kitchen – a mini makeover. It can often be fairly cost-effective to update the cabinetry, bench top, light fittings and fixtures, too. Even a quick lick of paint can do wonders for the property’s overall look and feel. 4. Does your home have covered areas for vehicles? If not, could you add a carport or garage? 5. Give your property a general tidy up, and be mindful of your property’s curb appeal, as this will greatly influence a buyer’s first impression. If your block and house looks neat and tidy from the street, it is likely to benefit the valuation. If you are thinking of selling your home or property but not yet ready to commission a property valuation, you can get a free suburb report containing the sold prices of properties similar to yours, plus local median property prices and a snapshot of the area’s property supply and demand, to help you better understand the estimated value of your property.
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