Opening an account 开户 I would like to open an account 我要开户 What kind of account do you want? 你要开什么样的账户 A current account 活期存款账户 A checking account 活期存款账户 A deposit account 存款账户 How much interest will I get with this account? 我可以得到多少利息? Which account gives the highest interest rate? 哪样的账户得到最高的利息 What fees will I be charged? 怎么收费? There is a maintenance fee of $100 per annum 账户年费100元 Please give us proof of address 请提供住址证明 Transfering money汇钱 I would like to transfer money back to China我要汇一笔钱到中国 Would you like a wire transfer?你要汇钱吗 I want to send it by banker’s draft我要用银行汇票发的 There will be a fee of 10 pounds你得付10英镑费用 Which account shall we send it to?转进什么账号? What is their account number他的账号号码是什么? My parents said they wired me some money, has it reached my account?我父母汇了一笔钱到我的账号,已经转进去了吗 Cards卡 Do I get a debit card with this account?我能从这个账户获得一张借记卡吗? No, you have to pay an extra 30 dollars a year for one不不不,你得付30元每年费为这个账号 I want a credit card我要一张信用卡 If you pay us back within the month, we don’t charge interest一个月之内还款,不用付利息 If you do not settle your bill at the end of the month, then we’ll charge interest要是一个月之内未还款,你得付利息 APR年利率 Pin number密码 You can change your PIN at an ATM你可以在自动柜员机更改你的密码 Balance transfer余额结转 Credit limit信用额度 Do not tell your pin number to anyone, even bank staff包括银行员,你千万别给其他人你的密码, There is an annual fee of £20你得付20英镑每费 Issuing bank发卡银行 With a credit card, you can shop first and pay later用信用卡的话,你可以先购物后付款 Problems特殊情况 I want to report a stolen credit card我要报信用卡失窃 Okay, we’ll cancel it right away我们马上消除您的信用卡 We will send you a new one in the post我们将会寄给你新的卡 When the card arrives, ring 0855 555 to activate it如果您收到新卡,请拨打电话0855 555开卡 The cash machine didn’t give me my money机器没出钱 Sorry, there was an error, we’ve already refunded the money对不起,机器出了点故障,我们已经退还您的钱 The transaction was declined交易受拒 Getting a loan贷款 I would like to borrow $5000 dollars我想要借款5000元。 What’s the interest rate?利息率是多少 What collateral do you have?你有什么担保品? If you don’t have any collataral, we can’t give you a loan如果没有担保品,我们不会给您借款 If you don’t have any collataral, we will have to charge extra interest没有担保品,我们得升高您的利息 Mortgage房贷 Credit check核对信用度 Credit rating信用评级 Sorry, we’ve just run a credit check, and unfortunately, we cannot offer you a loan对不起,我们已经查过您的信用度,很抱歉我们不能给您提供贷款。 How long is it for?多久? Minimum monthly payment最低的每月偿还债务 Will there be any penalty for early repayment?提前还款有罚金吗? Early repayment fee提前还款有罚金 Exit fee提前还款有罚金 Depositing money存款 Hi, I would like to deposit some money我要存款 Please fill in this slip请填写存款表 Paying-in slip存款表 Please print the amount请用大写字母写 You need to put all coins in bags你需要把所有硬币放入袋子里 Sorry, we only accept American dollars我们只接受美元 Cheques (英)支票 Check (美)支票 I’ld like to cash a check, please我要存款一张支票 Chequebook支票书 Withdrawing money提钱 I’ld like to withdraw $6000我要提6000元 I’m sorry, but the maximum you can withdraw on one day is $2000非常抱歉,一天内的最高提款额是2000。 Please fill out this slip请填写好这张纸条 Do you have ID?你有身份证吗? How would you like it?你想兑换多大面额的? I would like it in twenties请给我20元面值的 Foreign exchange外币兑换 What currency would you like to change?请问您换哪种外币? I would like to exchange RMB for US dollars我想用人民币换美元 I would like to exchange Chinese Yuan for British pounds我想用人民币换英镑 What is the current exchange rate?最近的汇率是多少? See the sign请看标牌(汇率表) We are currently buying at 6 yuan to the dollar我们买的比价是6:1 We sell at 6.5 yuan to the dollar我们卖的比价是6.5:1 Bureau De Change外币兑换柜台 Forex外币兑换 Foreign Exchange counter外币兑换柜台 Chinese Yuan人民币 NTD台币 Hong Kong dollar港币 Australian dollar澳元 British pound英镑 Euro欧元 American dollar美元 Canadian dollar加元 Swiss Franc瑞士法郎 Japanese Yen日元 Swedish Kroner瑞典币 Overdrafts透支 You are overdrawn你透支的了 There is a £40, fee if you become overdrawn如果你透支,会被扣掉40英镑。 This account has an interest-free overdraft of £2000这个账号可以透支2000英镑且没有利息费用 How much can I go overdrawn without a fee我能免费透支多少钱? How much interest will I be charged if I go overdrawn?透支的话,我得付多少利息? If you want to raise your overdraft limit, speak to the bank manager如果你想要提高你的透支额度,您得银行管理人提出申请。 Other Bank statement月结单 Bankrupt破产的 ATM自动取款机 Cash machine自动取款机 Branch分行/支行 Bank manager银行管理人 Bank teller (美)银行出纳员 Bank Cashier银行出纳员 Loan officer贷款员 Safe deposit box保险箱 Online banking网络银行服务/网银 |
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