普通年金现值系数表
普通年金终值系数表
复利现值系数表
复利终值系数表
复利终值系数表
n
期数
复利现值系数表
-n
年金终值系数表
计算公式：f=
（1+i）
-
i
年金现值系数表
1-
计算公式：f=(1+i)
.01
.02
.03
.04
.05
.06
.07
.08
.09
.10
.11
.12
.13
.14
.15
.16
.17
.18
.19
.20
.21
.22
.23
.24
.25
.26
.27
.28
.29
.30
1.00
.99
.98
.97
.96
.95
.94
.93
.93
.92
.91
.90
.89
.89
.88
.87
.86
.85
.85
.84
.83
.83
.82
.81
.81
.80
.79
.79
.78
.78
.77
2.00
1.97
1.94
1.91
1.89
1.86
1.83
1.81
1.78
1.76
1.74
1.71
1.69
1.67
1.65
1.63
1.61
1.59
1.57
1.55
1.53
1.51
1.49
1.47
1.46
1.44
1.42
1.41
1.39
1.38
1.36
3.00
2.94
2.88
2.83
2.78
2.72
2.67
2.62
2.58
2.53
2.49
2.44
2.40
2.36
2.32
2.28
2.25
2.21
2.17
2.14
2.11
2.07
2.04
2.01
1.98
1.95
1.92
1.90
1.87
1.84
1.82
4.00
3.90
3.81
3.72
3.63
3.55
3.47
3.39
3.31
3.24
3.17
3.10
3.04
2.97
2.91
2.86
2.80
2.74
2.69
2.64
2.59
2.54
2.49
2.45
2.40
2.36
2.32
2.28
2.24
2.20
2.17
5.00
4.85
4.71
4.58
4.45
4.33
4.21
4.10
3.99
3.89
3.79
3.70
3.61
3.52
3.43
3.35
3.27
3.20
3.13
3.06
2.99
2.93
2.86
2.80
2.75
2.69
2.64
2.58
2.53
2.48
2.44
6.00
5.80
5.60
5.42
5.24
5.08
4.92
4.77
4.62
4.49
4.36
4.23
4.11
4.00
3.89
3.79
3.69
3.59
3.50
3.41
3.33
3.25
3.17
3.09
3.02
2.95
2.89
2.82
2.76
2.70
2.64
7.00
6.73
6.47
6.23
6.00
5.79
5.58
5.39
5.21
5.03
4.87
4.71
4.56
4.42
4.29
4.16
4.04
3.92
3.81
3.71
3.61
3.51
3.42
3.33
3.24
3.16
3.08
3.01
2.94
2.87
2.80
8.00
7.65
7.33
7.02
6.73
6.46
6.21
5.97
5.75
5.54
5.34
5.15
4.97
4.80
4.64
4.49
4.34
4.21
4.08
3.95
3.84
3.73
3.62
3.52
3.42
3.33
3.24
3.16
3.08
3.00
2.93
9.00
8.57
8.16
7.79
7.44
7.11
6.80
6.52
6.25
6.00
5.76
5.54
5.33
5.13
4.95
4.77
4.61
4.45
4.30
4.16
4.03
3.91
3.79
3.67
3.57
3.46
3.37
3.27
3.18
3.10
3.02
10.00
9.47
8.98
8.53
8.11
7.72
7.36
7.02
6.71
6.42
6.15
5.89
5.65
5.43
5.22
5.02
4.83
4.66
4.49
4.34
4.19
4.05
3.92
3.80
3.68
3.57
3.47
3.36
3.27
3.18
3.09
11.00
10.37
9.79
9.25
8.76
8.31
7.89
7.50
7.14
6.81
6.50
6.21
5.94
5.69
5.45
5.23
5.03
4.84
4.66
4.49
4.33
4.18
4.04
3.90
3.78
3.66
3.54
3.44
3.34
3.24
3.15
12.00
11.26
10.58
9.95
9.39
8.86
8.38
7.94
7.54
7.16
6.81
6.49
6.19
5.92
5.66
5.42
5.20
4.99
4.79
4.61
4.44
4.28
4.13
3.99
3.85
3.73
3.61
3.49
3.39
3.29
3.19
13.00
12.13
11.35
10.64
9.99
9.39
8.85
8.36
7.90
7.49
7.10
6.75
6.42
6.12
5.84
5.58
5.34
5.12
4.91
4.72
4.53
4.36
4.20
4.05
3.91
3.78
3.66
3.54
3.43
3.32
3.22
14.00
13.00
12.11
11.30
10.56
9.90
9.30
8.75
8.24
7.79
7.37
6.98
6.63
6.30
6.00
5.72
5.47
5.23
5.01
4.80
4.61
4.43
4.27
4.11
3.96
3.82
3.70
3.57
3.46
3.35
3.25
15.00
13.87
12.85
11.94
11.12
10.38
9.71
9.11
8.56
8.06
7.61
7.19
6.81
6.46
6.14
5.85
5.58
5.32
5.09
4.88
4.68
4.49
4.32
4.15
4.00
3.86
3.73
3.60
3.48
3.37
3.27
16.00
14.72
13.58
12.56
11.65
10.84
10.11
9.45
8.85
8.31
7.82
7.38
6.97
6.60
6.27
5.95
5.67
5.41
5.16
4.94
4.73
4.54
4.36
4.19
4.03
3.89
3.75
3.62
3.50
3.39
3.28
17.00
15.56
14.29
13.17
12.17
11.27
10.48
9.76
9.12
8.54
8.02
7.55
7.12
6.73
6.37
6.05
5.75
5.48
5.22
4.99
4.78
4.58
4.39
4.22
4.06
3.91
3.77
3.64
3.52
3.40
3.30
18.00
16.40
14.99
13.75
12.66
11.69
10.83
10.06
9.37
8.76
8.20
7.70
7.25
6.84
6.47
6.13
5.82
5.53
5.27
5.03
4.81
4.61
4.42
4.24
4.08
3.93
3.79
3.65
3.53
3.41
3.30
19.00
17.23
15.68
14.32
13.13
12.09
11.16
10.34
9.60
8.95
8.37
7.84
7.37
6.94
6.55
6.20
5.88
5.59
5.32
5.07
4.84
4.64
4.44
4.26
4.10
3.94
3.80
3.66
3.54
3.42
3.31
20.00
18.05
16.35
14.88
13.59
12.46
11.47
10.59
9.82
9.13
8.51
7.96
7.47
7.03
6.62
6.26
5.93
5.63
5.35
5.10
4.87
4.66
4.46
4.28
4.11
3.95
3.81
3.67
3.55
3.43
3.32
21.00
18.86
17.01
15.41
14.03
12.82
11.76
10.84
10.02
9.29
8.65
8.08
7.56
7.10
6.69
6.31
5.97
5.67
5.38
5.13
4.89
4.68
4.48
4.29
4.12
3.96
3.82
3.68
3.55
3.43
3.32
22.00
19.66
17.66
15.94
14.45
13.16
12.04
11.06
10.20
9.44
8.77
8.18
7.65
7.17
6.74
6.36
6.01
5.70
5.41
5.15
4.91
4.69
4.49
4.30
4.13
3.97
3.82
3.68
3.56
3.44
3.32
23.00
20.46
18.29
16.44
14.86
13.49
12.30
11.27
10.37
9.58
8.88
8.27
7.72
7.23
6.79
6.40
6.04
5.72
5.43
5.17
4.93
4.70
4.50
4.31
4.14
3.98
3.83
3.69
3.56
3.44
3.33
24.00
21.24
18.91
16.94
15.25
13.80
12.55
11.47
10.53
9.71
8.99
8.35
7.78
7.28
6.84
6.43
6.07
5.75
5.45
5.18
4.94
4.71
4.51
4.32
4.14
3.98
3.83
3.69
3.56
3.44
3.33
25.00
22.02
19.52
17.41
15.62
14.09
12.78
11.65
10.67
9.82
9.08
8.42
7.84
7.33
6.87
6.46
6.10
5.77
5.47
5.20
4.95
4.72
4.51
4.32
4.15
3.99
3.83
3.69
3.56
3.44
3.33
26.00
22.80
20.12
17.88
15.98
14.38
13.00
11.83
10.81
9.93
9.16
8.49
7.90
7.37
6.91
6.49
6.12
5.78
5.48
5.21
4.96
4.73
4.52
4.33
4.15
3.99
3.84
3.70
3.57
3.44
3.33
27.00
23.56
20.71
18.33
16.33
14.64
13.21
11.99
10.94
10.03
9.24
8.55
7.94
7.41
6.94
6.51
6.14
5.80
5.49
5.22
4.96
4.73
4.52
4.33
4.15
3.99
3.84
3.70
3.57
3.45
3.33
28.00
24.32
21.28
18.76
16.66
14.90
13.41
12.14
11.05
10.12
9.31
8.60
7.98
7.44
6.96
6.53
6.15
5.81
5.50
5.22
4.97
4.74
4.53
4.34
4.16
3.99
3.84
3.70
3.57
3.45
3.33
29.00
25.07
21.84
19.19
16.98
15.14
13.59
12.28
11.16
10.20
9.37
8.65
8.02
7.47
6.98
6.55
6.17
5.82
5.51
5.23
4.98
4.74
4.53
4.34
4.16
3.99
3.84
3.70
3.57
3.45
3.33
30.00
25.81
22.40
19.60
17.29
15.37
13.76
12.41
11.26
10.27
9.43
8.69
8.06
7.50
7.00
6.57
6.18
5.83
5.52
5.24
4.98
4.75
4.53
4.34
4.16
4.00
3.84
3.70
3.57
3.45
3.33
1.00
.01
.02
.03
.04
.05
.06
.07
.08
.09
.10
.11
.12
.13
.14
.15
.16
.17
.18
.19
.20
.21
.22
.23
.24
.25
.26
.27
.28
.29
.30
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
2.00
2.01
2.02
2.03
2.04
2.05
2.06
2.07
2.08
2.09
2.10
2.11
2.12
2.13
2.14
2.15
2.16
2.17
2.18
2.19
2.20
2.21
2.22
2.23
2.24
2.25
2.26
2.27
2.28
2.29
2.30
3.00
3.03
3.06
3.09
3.12
3.15
3.18
3.22
3.25
3.28
3.31
3.34
3.37
3.41
3.44
3.47
3.51
3.54
3.57
3.61
3.64
3.67
3.71
3.74
3.78
3.81
3.85
3.88
3.92
3.95
3.99
4.00
4.06
4.12
4.18
4.25
4.31
4.38
4.44
4.51
4.57
4.64
4.71
4.78
4.85
4.92
4.99
5.07
5.14
5.22
5.29
5.37
5.45
5.52
5.60
5.68
5.77
5.85
5.93
6.02
6.10
6.19
5.00
5.10
5.20
5.31
5.42
5.53
5.64
5.75
5.87
5.99
6.11
6.23
6.35
6.48
6.61
6.74
6.88
7.01
7.15
7.30
7.44
7.59
7.74
7.89
8.05
8.21
8.37
8.53
8.70
8.87
9.04
6.00
6.15
6.31
6.47
6.63
6.80
6.98
7.15
7.34
7.52
7.72
7.91
8.12
8.32
8.54
8.75
8.98
9.21
9.44
9.68
9.93
10.18
10.44
10.71
10.98
11.26
11.54
11.84
12.14
12.44
12.76
7.00
7.21
7.43
7.66
7.90
8.14
8.39
8.65
8.92
9.20
9.49
9.78
10.09
10.40
10.73
11.07
11.41
11.77
12.14
12.52
12.92
13.32
13.74
14.17
14.62
15.07
15.55
16.03
16.53
17.05
17.58
8.00
8.29
8.58
8.89
9.21
9.55
9.90
10.26
10.64
11.03
11.44
11.86
12.30
12.76
13.23
13.73
14.24
14.77
15.33
15.90
16.50
17.12
17.76
18.43
19.12
19.84
20.59
21.36
22.16
23.00
23.86
9.00
9.37
9.76
10.16
10.58
11.03
11.49
11.98
12.49
13.02
13.58
14.16
14.78
15.42
16.09
16.79
17.52
18.28
19.09
19.92
20.80
21.71
22.67
23.67
24.71
25.80
26.94
28.13
29.37
30.66
32.02
10.00
10.46
10.95
11.46
12.01
12.58
13.18
13.82
14.49
15.19
15.94
16.72
17.55
18.42
19.34
20.30
21.32
22.39
23.52
24.71
25.96
27.27
28.66
30.11
31.64
33.25
34.94
36.72
38.59
40.56
42.62
11.00
11.57
12.17
12.81
13.49
14.21
14.97
15.78
16.65
17.56
18.53
19.56
20.65
21.81
23.04
24.35
25.73
27.20
28.76
30.40
32.15
34.00
35.96
38.04
40.24
42.57
45.03
47.64
50.40
53.32
56.41
12.00
12.68
13.41
14.19
15.03
15.92
16.87
17.89
18.98
20.14
21.38
22.71
24.13
25.65
27.27
29.00
30.85
32.82
34.93
37.18
39.58
42.14
44.87
47.79
50.90
54.21
57.74
61.50
65.51
69.78
74.33
13.00
13.81
14.68
15.62
16.63
17.71
18.88
20.14
21.50
22.95
24.52
26.21
28.03
29.98
32.09
34.35
36.79
39.40
42.22
45.24
48.50
51.99
55.75
59.78
64.11
68.76
73.75
79.11
84.85
91.02
97.63
14.00
14.95
15.97
17.09
18.29
19.60
21.02
22.55
24.21
26.02
27.98
30.09
32.39
34.88
37.58
40.50
43.67
47.10
50.82
54.84
59.20
63.91
69.01
74.53
80.50
86.95
93.93
101.47
109.61
118.41
127.91
15.00
16.10
17.29
18.60
20.02
21.58
23.28
25.13
27.15
29.36
31.77
34.41
37.28
40.42
43.84
47.58
51.66
56.11
60.97
66.26
72.04
78.33
85.19
92.67
100.82
109.69
119.35
129.86
141.30
153.75
167.29
16.00
17.26
18.64
20.16
21.82
23.66
25.67
27.89
30.32
33.00
35.95
39.19
42.75
46.67
50.98
55.72
60.92
66.65
72.94
79.85
87.44
95.78
104.93
114.98
126.01
138.11
151.38
165.92
181.87
199.34
218.47
17.00
18.43
20.01
21.76
23.70
25.84
28.21
30.84
33.75
36.97
40.54
44.50
48.88
53.74
59.12
65.08
71.67
78.98
87.07
96.02
105.93
116.89
129.02
142.43
157.25
173.64
191.73
211.72
233.79
258.15
285.01
18.00
19.61
21.41
23.41
25.65
28.13
30.91
34.00
37.45
41.30
45.60
50.40
55.75
61.73
68.39
75.84
84.14
93.41
103.74
115.27
128.12
142.44
158.40
176.19
195.99
218.04
242.59
269.89
300.25
334.01
371.52
19.00
20.81
22.84
25.12
27.67
30.54
33.76
37.38
41.45
46.02
51.16
56.94
63.44
70.75
78.97
88.21
98.60
110.28
123.41
138.17
154.74
173.35
194.25
217.71
244.03
273.56
306.66
343.76
385.32
431.87
483.97
20.00
22.02
24.30
26.87
29.78
33.07
36.79
41.00
45.76
51.16
57.27
64.20
72.05
80.95
91.02
102.44
115.38
130.03
146.63
165.42
186.69
210.76
237.99
268.79
303.60
342.94
387.39
437.57
494.21
558.11
630.17
21.00
23.24
25.78
28.68
31.97
35.72
39.99
44.87
50.42
56.76
64.00
72.27
81.70
92.47
104.77
118.81
134.84
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29.53
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51.11
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1.01
1.02
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1.04
1.05
1.06
1.07
1.08
1.09
1.10
1.11
1.12
1.13
1.14
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1.18
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1.20
1.21
1.22
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1.24
1.25
1.26
1.27
1.28
1.29
1.30
2.00
1.02
1.04
1.06
1.08
1.10
1.12
1.15
1.17
1.19
1.21
1.23
1.25
1.28
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1.35
1.37
1.39
1.42
1.44
1.46
1.49
1.51
1.54
1.56
1.59
1.61
1.64
1.66
1.69
3.00
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1.09
1.13
1.16
1.19
1.23
1.26
1.30
1.33
1.37
1.41
1.44
1.48
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1.69
1.73
1.77
1.82
1.86
1.91
1.95
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2.15
2.20
4.00
1.04
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1.13
1.17
1.22
1.26
1.31
1.36
1.41
1.46
1.52
1.57
1.63
1.69
1.75
1.81
1.87
1.94
2.01
2.07
2.14
2.22
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2.36
2.44
2.52
2.60
2.68
2.77
2.86
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1.05
1.10
1.16
1.22
1.28
1.34
1.40
1.47
1.54
1.61
1.69
1.76
1.84
1.93
2.01
2.10
2.19
2.29
2.39
2.49
2.59
2.70
2.82
2.93
3.05
3.18
3.30
3.44
3.57
3.71
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1.34
1.42
1.50
1.59
1.68
1.77
1.87
1.97
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2.20
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2.44
2.57
2.70
2.84
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3.14
3.30
3.46
3.64
3.82
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4.20
4.40
4.61
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3.38
3.58
3.80
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4.77
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5.33
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2.85
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7.43
8.14
8.91
9.75
10.66
11.64
12.71
13.86
15.11
16.46
17.92
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1.13
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1.43
1.60
1.80
2.01
2.25
2.52
2.81
3.14
3.50
3.90
4.34
4.82
5.35
5.94
6.58
7.29
8.06
8.92
9.85
10.87
11.99
13.21
14.55
16.01
17.61
19.34
21.24
23.30
13.00
1.14
1.29
1.47
1.67
1.89
2.13
2.41
2.72
3.07
3.45
3.88
4.36
4.90
5.49
6.15
6.89
7.70
8.60
9.60
10.70
11.92
13.26
14.75
16.39
18.19
20.18
22.36
24.76
27.39
30.29
14.00
1.15
1.32
1.51
1.73
1.98
2.26
2.58
2.94
3.34
3.80
4.31
4.89
5.54
6.26
7.08
7.99
9.01
10.15
11.42
12.84
14.42
16.18
18.14
20.32
22.74
25.42
28.40
31.69
35.34
39.37
15.00
1.16
1.35
1.56
1.80
2.08
2.40
2.76
3.17
3.64
4.18
4.79
5.47
6.25
7.14
8.14
9.27
10.54
11.97
13.59
15.41
17.45
19.74
22.31
25.20
28.42
32.03
36.06
40.56
45.59
51.19
16.00
1.17
1.37
1.61
1.87
2.18
2.54
2.95
3.43
3.97
4.60
5.31
6.13
7.07
8.14
9.36
10.75
12.33
14.13
16.17
18.49
21.11
24.09
27.45
31.24
35.53
40.36
45.80
51.92
58.81
66.54
17.00
1.18
1.40
1.65
1.95
2.29
2.69
3.16
3.70
4.33
5.06
5.90
6.87
7.99
9.28
10.76
12.47
14.43
16.67
19.24
22.19
25.55
29.38
33.76
38.74
44.41
50.85
58.17
66.46
75.86
86.50
18.00
1.20
1.43
1.70
2.03
2.41
2.85
3.38
4.00
4.72
5.56
6.54
7.69
9.02
10.58
12.38
14.46
16.88
19.67
22.90
26.62
30.91
35.85
41.52
48.04
55.51
64.07
73.87
85.07
97.86
112.46
19.00
1.21
1.46
1.75
2.11
2.53
3.03
3.62
4.32
5.14
6.12
7.26
8.61
10.20
12.06
14.23
16.78
19.75
23.21
27.25
31.95
37.40
43.74
51.07
59.57
69.39
80.73
93.81
108.89
126.24
146.19
20.00
1.22
1.49
1.81
2.19
2.65
3.21
3.87
4.66
5.60
6.73
8.06
9.65
11.52
13.74
16.37
19.46
23.11
27.39
32.43
38.34
45.26
53.36
62.82
73.86
86.74
101.72
119.14
139.38
162.85
190.05
21.00
1.23
1.52
1.86
2.28
2.79
3.40
4.14
5.03
6.11
7.40
8.95
10.80
13.02
15.67
18.82
22.57
27.03
32.32
38.59
46.01
54.76
65.10
77.27
91.59
108.42
128.17
151.31
178.41
210.08
247.06
22.00
1.25
1.55
1.92
2.37
2.93
3.60
4.43
5.44
6.66
8.14
9.93
12.10
14.71
17.86
21.64
26.19
31.63
38.14
45.92
55.21
66.26
79.42
95.04
113.57
135.53
161.49
192.17
228.36
271.00
321.18
23.00
1.26
1.58
1.97
2.47
3.07
3.82
4.74
5.87
7.26
8.95
11.03
13.55
16.63
20.36
24.89
30.38
37.01
45.01
54.65
66.25
80.18
96.89
116.90
140.83
169.41
203.48
244.05
292.30
349.59
417.54
24.00
1.27
1.61
2.03
2.56
3.23
4.05
5.07
6.34
7.91
9.85
12.24
15.18
18.79
23.21
28.63
35.24
43.30
53.11
65.03
79.50
97.02
118.21
143.79
174.63
211.76
256.39
309.95
374.14
450.98
542.80
25.00
1.28
1.64
2.09
2.67
3.39
4.29
5.43
6.85
8.62
10.83
13.59
17.00
21.23
26.46
32.92
40.87
50.66
62.67
77.39
95.40
117.39
144.21
176.86
216.54
264.70
323.05
393.63
478.90
581.76
705.64
26.00
1.30
1.67
2.16
2.77
3.56
4.55
5.81
7.40
9.40
11.92
15.08
19.04
23.99
30.17
37.86
47.41
59.27
73.95
92.09
114.48
142.04
175.94
217.54
268.51
330.87
407.04
499.92
613.00
750.47
917.33
27.00
1.31
1.71
2.22
2.88
3.73
4.82
6.21
7.99
10.25
13.11
16.74
21.32
27.11
34.39
43.54
55.00
69.35
87.26
109.59
137.37
171.87
214.64
267.57
332.95
413.59
512.87
634.89
784.64
968.10
1192.53
28.00
1.32
1.74
2.29
3.00
3.92
5.11
6.65
8.63
11.17
14.42
18.58
23.88
30.63
39.20
50.07
63.80
81.13
102.97
130.41
164.84
207.97
261.86
329.11
412.86
516.99
646.21
806.31
1004.34
1248.85
1550.29
29.00
1.34
1.78
2.36
3.12
4.12
5.42
7.11
9.32
12.17
15.86
20.62
26.75
34.62
44.69
57.58
74.01
94.93
121.50
155.19
197.81
251.64
319.47
404.81
511.95
646.23
814.23
1024.02
1285.55
1611.02
2015.38
30.00
1.35
1.81
2.43
3.24
4.32
5.74
7.61
10.06
13.27
17.45
22.89
29.96
39.12
50.95
66.21
85.85
111.06
143.37
184.68
237.38
304.48
389.76
497.91
634.82
807.79
1025.93
1300.50
1645.50
2078.22
2620.00
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