年金现值
复终值
复现值
普终值
Print_Area
普通年金终值系数表(AP)
年n年利率(%)
表格名称：复利现值系数表
计算公式：f=(1+i)-n
期数
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
11%
12%
13%
14%
15%
16%
17%
18%
19%
20%
21%
22%
23%
24%
25%
26%
27%
28%
29%
30%
1
0.9901
0.9804
0.9709
0.9615
0.9524
0.9434
0.9346
0.9259
0.9174
0.9091
0.9009
0.8929
0.8850
0.8772
0.8696
0.8621
0.8547
0.8475
0.8403
0.8333
0.8264
0.8197
0.8130
0.8065
0.8000
0.7937
0.7874
0.7813
0.7752
0.7692
2
0.9803
0.9612
0.9426
0.9246
0.9070
0.8900
0.8734
0.8573
0.8417
0.8116
0.7972
0.7831
0.7695
0.7561
0.7432
0.7305
0.7182
0.7062
0.6944
0.6830
0.6719
0.6610
0.6504
0.6400
0.6299
0.6200
0.6104
0.6009
0.5917
3
0.9706
0.9423
0.9151
0.8890
0.8638
0.8396
0.8163
0.7938
0.7722
0.7513
0.7312
0.7118
0.6931
0.6750
0.6575
0.6407
0.6244
0.6086
0.5934
0.5787
0.5645
0.5507
0.5374
0.5245
0.5120
0.4999
0.4882
0.4768
0.4658
0.4552
4
0.9610
0.9238
0.8885
0.8548
0.8227
0.7921
0.7629
0.7350
0.7084
0.6587
0.6355
0.6133
0.5921
0.5718
0.5523
0.5337
0.5158
0.4987
0.4823
0.4665
0.4514
0.4369
0.4230
0.4096
0.3968
0.3844
0.3725
0.3611
0.3501
5
0.9515
0.9057
0.8626
0.8219
0.7835
0.7473
0.7130
0.6806
0.6499
0.6209
0.5935
0.5674
0.5428
0.5194
0.4972
0.4761
0.4561
0.4371
0.4190
0.4019
0.3855
0.3700
0.3552
0.3411
0.3277
0.3149
0.3027
0.2910
0.2799
0.2693
6
0.9420
0.8880
0.8375
0.7903
0.7462
0.7050
0.6663
0.6302
0.5963
0.5346
0.5066
0.4803
0.4556
0.4323
0.4104
0.3898
0.3704
0.3521
0.3349
0.3186
0.3033
0.2888
0.2751
0.2621
0.2499
0.2383
0.2274
0.2170
0.2072
7
0.9327
0.8706
0.8131
0.7599
0.7107
0.6651
0.6227
0.5835
0.5470
0.5132
0.4817
0.4523
0.4251
0.3996
0.3759
0.3538
0.3332
0.3139
0.2959
0.2791
0.2633
0.2486
0.2348
0.2218
0.2097
0.1983
0.1877
0.1776
0.1682
0.1594
8
0.9235
0.8535
0.7894
0.7307
0.6768
0.6274
0.5820
0.5403
0.5019
0.4339
0.4039
0.3762
0.3506
0.3269
0.3050
0.2848
0.2660
0.2487
0.2326
0.2176
0.2038
0.1909
0.1789
0.1678
0.1574
0.1478
0.1388
0.1304
0.1226
9
0.9143
0.8368
0.7664
0.7026
0.6446
0.5919
0.5439
0.5002
0.4604
0.4241
0.3909
0.3606
0.3329
0.3075
0.2843
0.2630
0.2434
0.2255
0.2090
0.1938
0.1799
0.1670
0.1552
0.1443
0.1342
0.1249
0.1164
0.1084
0.1011
0.0943
10
0.9053
0.8203
0.7441
0.6756
0.6139
0.5584
0.5083
0.4632
0.4224
0.3522
0.3220
0.2946
0.2697
0.2472
0.2267
0.2080
0.1911
0.1756
0.1615
0.1486
0.1369
0.1262
0.1074
0.0992
0.0916
0.0847
0.0784
0.0725
11
0.8963
0.8043
0.7224
0.6496
0.5847
0.5268
0.4751
0.4289
0.3875
0.3505
0.3173
0.2875
0.2607
0.2366
0.2149
0.1954
0.1778
0.1619
0.1476
0.1346
0.1228
0.1122
0.1026
0.0938
0.0859
0.0787
0.0721
0.0662
0.0607
0.0558
12
0.8874
0.7885
0.7014
0.6246
0.5568
0.4970
0.4440
0.3971
0.3555
0.2858
0.2567
0.2307
0.2076
0.1869
0.1685
0.1520
0.1372
0.1240
0.1015
0.0920
0.0834
0.0757
0.0687
0.0625
0.0568
0.0517
0.0471
0.0429
13
0.8787
0.7730
0.6810
0.6006
0.5303
0.4688
0.4150
0.3677
0.3262
0.2897
0.2575
0.2292
0.2042
0.1821
0.1625
0.1452
0.1299
0.1163
0.1042
0.0935
0.0839
0.0754
0.0678
0.0610
0.0550
0.0496
0.0447
0.0404
0.0365
0.0330
14
0.8700
0.7579
0.6611
0.5775
0.5051
0.4423
0.3878
0.3405
0.2992
0.2320
0.2046
0.1807
0.1597
0.1413
0.1252
0.1110
0.0985
0.0876
0.0779
0.0693
0.0618
0.0551
0.0492
0.0440
0.0393
0.0352
0.0316
0.0283
0.0254
15
0.8613
0.7430
0.6419
0.5553
0.4810
0.4173
0.3624
0.3152
0.2745
0.2394
0.1827
0.1599
0.1401
0.1229
0.1079
0.0949
0.0835
0.0736
0.0649
0.0573
0.0507
0.0448
0.0397
0.0312
0.0277
0.0247
0.0219
0.0195
16
0.8528
0.7284
0.6232
0.5339
0.4581
0.3936
0.3387
0.2919
0.2519
0.1883
0.1631
0.1415
0.1069
0.0930
0.0811
0.0708
0.0541
0.0474
0.0415
0.0364
0.0320
0.0281
0.0248
0.0218
0.0193
0.0170
0.0150
17
0.8444
0.7142
0.6050
0.5134
0.4363
0.3714
0.3166
0.2703
0.2311
0.1978
0.1696
0.1456
0.1078
0.0929
0.0802
0.0600
0.0520
0.0451
0.0391
0.0340
0.0296
0.0258
0.0225
0.0197
0.0172
0.0132
0.0116
18
0.8360
0.7002
0.5874
0.4936
0.4155
0.3503
0.2502
0.2120
0.1528
0.1300
0.1108
0.0946
0.0808
0.0691
0.0592
0.0508
0.0437
0.0376
0.0323
0.0279
0.0241
0.0208
0.0180
0.0156
0.0135
0.0118
0.0102
0.0089
19
0.8277
0.6864
0.5703
0.4746
0.3957
0.3305
0.2765
0.2317
0.1945
0.1635
0.1377
0.1161
0.0981
0.0829
0.0703
0.0596
0.0506
0.0431
0.0367
0.0313
0.0267
0.0229
0.0196
0.0168
0.0144
0.0124
0.0107
0.0092
0.0079
0.0068
20
0.8195
0.6730
0.5537
0.4564
0.3769
0.3118
0.2584
0.2145
0.1784
0.1037
0.0868
0.0728
0.0611
0.0514
0.0433
0.0308
0.0261
0.0221
0.0187
0.0159
0.0115
0.0098
0.0084
0.0072
0.0061
0.0053
21
0.8114
0.6598
0.5375
0.4388
0.3589
0.2942
0.2415
0.1987
0.1637
0.1351
0.1117
0.0926
0.0768
0.0638
0.0531
0.0443
0.0370
0.0309
0.0259
0.0217
0.0183
0.0154
0.0129
0.0109
0.0078
0.0066
0.0056
0.0048
0.0040
22
0.8034
0.6468
0.5219
0.4220
0.3418
0.2775
0.2257
0.1839
0.1502
0.1007
0.0826
0.0680
0.0560
0.0462
0.0382
0.0262
0.0181
0.0151
0.0126
0.0105
0.0088
0.0074
0.0062
0.0052
0.0044
0.0037
0.0031
23
0.7954
0.6342
0.5067
0.4057
0.3256
0.2618
0.2109
0.1703
0.1378
0.0907
0.0738
0.0601
0.0491
0.0402
0.0329
0.0270
0.0222
0.0125
0.0103
0.0086
0.0071
0.0059
0.0049
0.0041
0.0034
0.0029
0.0024
24
0.7876
0.6217
0.4919
0.3901
0.3101
0.2470
0.1971
0.1577
0.1264
0.0817
0.0659
0.0532
0.0349
0.0284
0.0231
0.0188
0.0085
0.0070
0.0057
0.0047
0.0039
0.0032
0.0027
0.0022
0.0018
25
0.7798
0.6095
0.4776
0.3751
0.2953
0.2330
0.1842
0.1460
0.1160
0.0923
0.0588
0.0378
0.0304
0.0245
0.0160
0.0069
0.0046
0.0038
0.0025
0.0021
0.0017
0.0014
26
0.7720
0.5976
0.4637
0.3607
0.2812
0.2198
0.1722
0.1352
0.1064
0.0663
0.0525
0.0417
0.0331
0.0264
0.0211
0.0169
0.0087
0.0030
0.0020
0.0016
0.0013
0.0011
27
0.7644
0.5859
0.4502
0.3468
0.2678
0.2074
0.1609
0.0976
0.0763
0.0597
0.0469
0.0369
0.0291
0.0230
0.0182
0.0091
0.0073
0.0058
0.0019
0.0010
0.0008
28
0.7568
0.5744
0.3335
0.2551
0.1956
0.1504
0.1159
0.0895
0.0538
0.0419
0.0326
0.0255
0.0200
0.0157
0.0123
0.0097
0.0077
0.0015
0.0012
0.0006
29
0.7493
0.5631
0.4243
0.3207
0.2429
0.1846
0.1406
0.1073
0.0822
0.0630
0.0485
0.0374
0.0289
0.0224
0.0174
0.0082
0.0064
0.0051
0.0005
30
0.7419
0.5521
0.4120
0.3083
0.2314
0.1741
0.1314
0.0994
0.0334
0.0256
0.0090
0.0054
0.0042
0.0033
0.0026
0.0004
表格名称：复利终值系数表
计算公式：f=(1+i)n
表格名称：年金现值系数表
计算公式：
f=[1-(1+i)-n]/i
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