I recently wrote a post on the importance of adding passive income to your income stream. Passive income can make your life a whole lot easier by increasing the amount of money that you earn and decreasing your dependency on your work income. A passive income stream can even shave years off your active working years until retirement. Today, I would like to take a look at a couple of strategies for generating passive income. Remember, passive income is money you make even when you’re sleeping and not doing anything. Some people like to think of freelance work as “passive income.” That’s not true, it would be considered an alternative stream of income, not passive income. These ideas are ones that will be making you money even when you’re not doing anything:
1. Dividend Investing
One of the easiest ways to generate passive income is by investing in high yielding dividend paying stocks. You can buy high yielding stocks like Verizon or AT&T which are currently paying almost 7% in dividends. Real estate investment trusts (REIT) are also great income producing investments. REIT’s are required by law to pay out 90% of their earnings back to shareholders. REIT’s like Hatteras Financial are yielding nearly 15%.
2. Rental Properties
It was quite popular to buy a property and rent one out during the early 2000s. Many property speculators left the market after the real estate market tanked in 2007. Now is a great time to invest in a rental property. With federal regulators tightening up lending regulations, it will be difficult for potential homebuyers to obtain financing for a home. The real estate market will be overrun with individuals looking to rent a house in the future. The rental payments will be a nice income stream for the shrewd investor.
3. Royalties
You can earn royalties for life off of any creative work that you develop. If you are a skilled writer, write a book or a play. Submit your finished work to a publisher or sell it independently. If you are a great singer then you can record a CD. You can market it to a major label or sell it yourself online. Once you have finished your masterpiece, you can collect your royalties. Royalty payments are typically based on sales volume. Remember to obtain a copyright or patent on your work. This entitles you to receive residual income for years into the future.
4. Website
Using the internet as a means for making money has grown dramatically since the 90s. Starting an ecommerce business is not the only way to make online anymore. You can create a website and get paid by ad companies. Advertisers are always looking for new sites to market their products and are willing to pay large sums to do it. You can register with Google Adsense, Yahoo Publisher, Commission Junction, and WidgetBucks. You can either go the route of selling a product on a website or creating an information-based website. This could be considered not passive if you’re actively running the website, maintaining it, and writing content. But, if you hire someone else to manage it, then it could be something that you benefit from in a passive way.
5. Limited Partnerships
A limited partnership is a partnership in which one or more of the partners is a limited partner. Limited partners have limited liability and no input in the day to day operations of the partnership. All income is deemed as passive since limited partners are not actively involved in the management of the partnership. Limited partnerships often require an initial investment in order to participate in the partnership’s profit sharing structure. One of the most popular limited partnerships is a master limited partnership (MLP). MLP’s are publicly traded limited partnerships that pay out quarterly distributions to investors.
五种坐收财富的方法
我最近写了一篇文章，你的收入流增加被动收入的重要性。被动收入可以增加数额的钱，你赚你的依赖和减少对你的工作收入，让您的生活变得更加简单了。一个被动的收入流甚至可以刮胡子年，积极的工作年限关闭，直到退休。今天，我想借此看看一对夫妇的战略产生被动收入。请记住，被动收入是你挣到的钱甚至当你睡和不会做任何事情。有些人喜欢“被动收入的自由职业者的工作。”这是不正确的，它会被认为是替代的收入来源，而不是被动收入。这些想法是将你的钱，即使你没有做任何事情：
1. 股息投资
创造被动收入的最简单的方法之一是通过投资于高收益支付股息的股票。你可以购买高收益的股票，如Verizon或AT&T目前支付近7％的股息。房地产投资信托基金（REIT）是产生收入的投资也很大。房地产投资信托基金所要求的法向股东支付了90％的收益。房地产投资信托基金的哈特拉斯金融等得到近15％。
2. 出租物业
购买一处房产，并租用了在21世纪初，这是相当普遍的。很多地产投机者离开市场后，在2007年的房地产市场喝醉了。现在是一个伟大的时间，在出租物业投资。与联邦监管机构收紧贷款规定，将潜在的购房者家庭获得融资。个人租的房子在未来的房地产市场将溢出。租金将是一个不错的收入来源，为精明的投资者。
3. 特许权使用费
您可以赚取特许权使用费的生命，你开发的任何创造性的工作。如果你是一个熟练的作家，写一本书或一出戏。出版商提交您完成的工作或独立出售。如果你是一位了不起的歌手，那么你就可以录制CD。您可以在市场的一大标签，或出售自己在网上。一旦你已经完成你的杰作，你可以收集你的特许权使用费。特许权使用费通常是根据销量。请记住，你的工作获得版权或专利。这赋予你接收到未来数年剩余收益。
4. 网站
90年代以来，利用互联网赚钱的一种手段大幅增长。启动电子商务业务进行网上了，是不是唯一的方法。您可以创建一个网站，并获得报酬的广告公司。广告商们一直在寻找新的网站来推销他们的产品，并愿意拿出大笔做到这一点。你可以注册谷歌广告，雅虎出版商，联合委员会和WidgetBucks。您可以在网站上销售的产品，或建立以信息为基础的网站走的路线。这也算是而不是被动的，如果你正在积极运行的网站，维护它，和写的内容。但是，如果你雇用别人来管理它，那么它可能是什么，您将受益于被动的方式。
5. 有限合伙企业
有限合伙是一种伙伴关系，其中有一个或一个以上的合伙是有限责任合伙人。有限合伙人的有限责任公司，没有输入在每天的日常运作的合作伙伴关系。所有收入被视为被动的，因为有限合伙人不积极参与管理的合作伙伴关系。有限合伙企业往往需要一个初始的投资，以参与合伙企业的利润共享结构。最流行的有限合伙企业是一个掌握有限合伙（MLP）。MLP的公开上市的有限合伙支付给投资者的季度分布。
这五种形式的被动收入，你认为哪个是最适合你？你有什么其他好的想法，当它涉及到的方式来产生被动收入流？
