系统模块: CIF-Customer Information File客户信息文件 CLS-Central Liability System中心债务系统 GL-General Ledger总帐 Deposit存款系统 Remittance汇款系统 Loans贷款系统 Trade Finance贸易融资 Treasury金库(银行的银行) Factoring保理系统 Anti-money Laundry反洗钱 关联术语: SWIFT-Society Worldwide Interbank Financial Telecommunication环球同业银行金融电讯协会 BIC- bank identify code(swift code) IBAN-International Bank Account Number国际银行帐户号码 STP-Straight Through Processing直接处理 OSN- EIS-Electronic Interbank System EFT-Electronic Funds Transfer System 知名银行: HSBC Hongkong and Shanghai Banking Corporation汇丰银行 SCB Standard Chartered Bank渣打银行 China Merchants Bank(CMB) 中国商业银行 常用词汇: overdraft 透支 liability 负债 asset 资产 Deposits 存款 nostro 往来帐 reconciliation 对帐 Statement 存单、结单 passbook 存折 settlement 结算(银行内) clear 清算(银行间) Endorsement 背书、签注文件 Recourse 追索权 Position 头寸 Mortgage 抵押 Overnight deposits 过夜存款 Term deposits 定期存款 Current deposits 活期存款 Fixed deposits 定期存款 Current Account 货币帐户 Capital Account 资本帐户 Loan Account 贷款帐户 double counting重复计算 Balance Sheet 资产负债表 Profit & Loss Report 损益表 L/C Creation 进口开证 L/C Advising 信用证通知 L/C Transfer 信用证转让 L/C Negotiation 信用证议付/结汇 Inward Bills 进口到单 Import Collection 进口托收 Shipping Guarantee 提贷担保 Import Finance 进口融资 Bank Guarantee 银行保函 Factoring Business 保理业务 Export Collection 出口托收 Export Finance 出口融资 Packing Loan 打包贷款 Forfaiting 福费廷 Clean Bill Collections 光票托收 invoice reversal 发票撤销 redemption 赎回 Open Account(O/A) 赊销(记帐贸易):一种贸易方式,通常是交易双方达成协议,由Seller先行向Buyer发运货物,货款一季、半年或一年结算. Advising Bank 通知行 Anticipatory L/C 预支信用证 At sight 即期,见票即付 At…days (month)after sight 付款人见票后若干天(月)付款 At…days after B/L 提单签发后若干天付款 At…days after date 出票后若干天付款 At…days sight 付款人见票后若干天即付款 Authority to Purchase (A/P) 委托购买证 Back to Back L/C 背对背信用证 Bank Guarantee 银行保函 Banker's Acceptance L/C 银行承兑信用证 Banker's Bill 商业汇票 Banker's Bill 银行汇票 Bankers' Acceptance Bill 银行承兑汇票 Buyer's Bank 买方银行 Buyer's Usance L/C 买方远期信用证 Cash Against Documents (C.A.D) 凭单付现 Cash Against Payment 凭单付款 Cash On Delivery (C.O.D) 交货付现 Cash With Order (C.W.O) 随订单付现 Certified Invoice 证明发票 Collection Advice 托收委托书 Collection Bill Purchased 托收出口押汇 Commercial Acceptance Bill 商业承兑汇票 Commercial Bill 商业汇票 Confirmed Irrevocable L/C 保兑的不可撤消信用证 Confirmed L/C 保兑的信用证 Confirming Bank 保兑行 Consignment Invoice 寄售发票 Contract Guarantee 合约保函 Countervailing credit (俗称)子证 Credit payable by a bank 银行付款信用证 Credit payable by a trader 商业付款信用证 Credit with T/T Reimbursement Clause 带有电报索汇条款的信用证 Date of issue 开证日期 Demand Draft (D/D) 票汇 Documentary Bill for Collection 跟单托收 Documents against Acceptance (D/A) 承兑交单 Documents against Payment (D/P) 付款交单 Documents against Payment after Sight (D/P sight) 远期付款交单 Documents against Payment at Sight (D/P sight) 即期付款交单 Documents of title to the goods 物权凭证 Drawee Bank 付款行 Expiry Date 效期 Exporter's Bank 出口方银行 General Letter of Hypothecation 总质押书 I.C.C. Publication No.400 第400号出版物 Import Guarantee 进口保证书 Importer's Bank 进口方银行 Irrevocable L/C 不可撤消的信用证 Irrevocable Unconfirmed L/C 不可撤消不保兑的信用证 Issuing Bank 开证行 L/C amount 信用证金额 L/C number 信用证号码 Letter of Credit (L/C) 信用证 Letter of Guarantee (L/G) 保证书 Letter of Hypothecation 质押书 Letter of Indication 印鉴核对卡 Mail transfer (M/T) 信汇 Manufacturers' Invoice 厂商发票 Negotiating Bank 议付行 Notifying Bank 通知行 Opening Bank 开证行 Opening Bank' Name & Signature 开证行名称及签字 Overriding credit 母证 Paying Bank 付款行,汇入行 Payment Guarantee 付款保证书 Performance Guarantee 履约保证书 Performer Invoice 形式发票 Presenting Bank 提示行 Promisory Note 本票 Recipe Invoice 收妥发票 Reciprocal L/C 对开信用证 Red Clause L/C 红条款信用证 Remitting Bank 汇出行 Repayment Guarantee 还款保证书 Retention Money Guarantee 保留金保证书 Revocable L/C 可撤消的信用证 Revolving L/C 循环信用证 Sample Invoice 样品发票 Seller's Bank 卖方银行 Sight Bill 即期汇票 Sight L/C 即期信用证 Telegraphic Transfer (T/T) 电汇 Tender/Bid Guarantee 投标保证书 Terms of validity 信用证效期 Time Bill 远期汇票 Trade Acceptance L/C 商业承兑信用证 Transferable L/C 可转让信用证 Transmitting Bank 转递行 Traveler's L/C 旅行信用证 Trust Receipt 信托收据 Unconfirmed L/C 不 保兑的信用证 Uniform Customs and Practice for Documentary Credits 跟单信用证统一惯例 Uniform Rules for Collection 《托收统一规则》 Untransferable L/C 不可转让信用证 Usance Bill 远期汇票 Usance L/C 远期信用证 acceptor 承兑人 bailee 受托人,代保管人 bearer 来人 beneficiary 受益人 cheque 支票 clean Bill for Collection 光票托收 clean bill 光票 clean payment 单纯支付 collection 托收 commodity 产品 consignee 受托人 consignor 委托人 consingnee 受托人 convenient 方便的 copy 副本 dealing 交易,生意 decline 下降,下跌 deferred payment 延期付款 destination 目的地 discount 贴现 dishonour 拒付 documentary bill 跟单汇票 draft 汇票 drawee 付款人 drawer 出票人 endorse 背书 endorsee 被背书人 endorsement 背书 endorser 背书人 fixed L/C or fixed amount L/C 有固定金额的信用证 flexible 灵活的,多变的 form of credit 信用证形式 guarantor 保证人 holder 持票人 invoice 发票 method of reimbursement 索汇方法 original 正本 pay on delivery (P.O.D) 货到付款 pay order 支付凭证 payer 付款人 payment against documents through collection 凭单托收付款 payment against documents 凭单付款 payment agreement 支付协定 payment at maturity 到期付款 payment by acceptance 承兑付款 payment by banker 银行支付 payment by bill 凭汇票付款 payment by installment 分期付款 payment by remittance 汇拨支付 payment for (in) cash 现金支付,付现 payment in advance 预付(货款) payment in full 全部付讫 payment in kind 实物支付 payment in part 部分付款 payment on terms 定期付款 payment order 付款通知 payment respite 延期付款 payment terms 支付条件,付款方式 payment 支付,付款 pay…Co. not negotiable 付…公司,不准疏通 pay…Co. only 仅付…公司 pay…Co. or order (pay to the order of…Co.) 付…公司或其指定人 principal 委托人 progressive payment 分期付款 refusal 拒绝 remittance 汇付 sales-purchasing 促销,推销 simple payment 单纯支付 something goes wrong 某事上出问题,出现差错 stage 阶段,过程 the bank interest 银行利息 the mode of payment 付款方式 the refusal of payment 拒付 to amend L/C 修改信用证 to make exception 例外 to open by airmail 信开 to open by brief cable 简电开证 to open by cable 电开 to pay 付款,支付,偿还 trustee 被信托人 truster 信托人 usance credit payment at sight 假远期信用证 without recourse 不受追索 |
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