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原文标题：The future of financial infrastructure: An ambitious look at how blockchain can reshape financial services 中文摘要：世界经济论坛在《金融基础设施的未来：区块链如何才能重塑金融服务》一文中表示，金融服务业的转型是该领域每个人首要考虑的因素，区块链可能是金融科技这一瞬息万变的世界最热门的话题。但该技术如何才能真正帮助金融企业？世界经济论坛的这份报告切实回答了这一问题。报告研究发现，这项技术可能会跟宣传的一样，重塑金融服务，但要想成功，需要与其他新兴技术、监管者、现有企业及额外的利益相关者谨慎合作。该报告的研究成果主要包括以下几方面：分布式总账技术(区块链)有通过建立新的金融服务基础设施和流程来驱动简单和效率的潜力；分布式总账技术，连同其他现有技术和新兴技术，将成为下一代金融服务基础设施的基础；类似于过去的技术进步，新金融服务基础设施将质疑并改变当今商业模式的正统观念；最具影响力的分布式总账技术应用将需要现有企业、创新者与监管者进行深入合作，这就增加了复杂性，使得实施延迟。(编译：刘小云) 原文： The transformation of the financial services industry is top-of-mind for everyone in the field and blockchain might be the hottest topic in the rapidly changing world of Fintech. But how can this technology really help financial firms? This report from World Economic Forum takes a pragmatic approach to answering this question. The report builds upon the findings from Deloitte/World Economic Forum report Disruptive Innovation in Financial Services and looks at the impact of implementing distributed ledger technology across nine sectors of financial services. Our findings suggest this technology has the potential to “live-up to the hype” and reshape financial services, but requires careful collaboration with other emerging technologies, regulators, incumbents and additional stakeholders to be successful. Key findings include: Distributed ledger technology (blockchain) has the potential to drive simplicity and efficiency by establishing new financial services infrastructure and processes Distributed ledger technology will form the foundation of next generation financial services infrastructure in conjunction with other existing and emerging technologies Similar to technological advances in the past, new financial services infrastructure will transform and question traditional orthodoxies in today’s business models The most impactful distributed ledger technology applications will require deep collaboration between incumbents, innovators, and regulators, adding complexity and delaying implementation The report is centered on use cases, considering how distributed ledger technology could benefit each scenario. How will blockchain transform the future of financial services? |
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