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银行是每个人生活中很重要的角色。所有与钱相关的大小事，都需要透过银行来操作。刚来到美国，其中一件必须要做的事情，就是去银行开户，可是要怎么跟银行柜员说要申请开户呢？以及日后如果要存款、提款、汇款转帐等各种金融服务...这些要怎么用英文沟通呢？ 别担心！这一篇整理所有你在银行会用到的单词和语句。收藏起来，下次你到银行就能派上用场啦！ 银行帐户 open an account 开户 checking account 支票存款账户 savings account 储蓄账户 interest rate 利率 balance 余额 bank statement 银行结单、对帐单 Please stand in line and wait for the bank teller to call your number. 请排队，等待银行柜员叫你的号码。 I would like to open a checking account. 我想要开一个活期帐户。 Please fill out this application form first. 麻烦先填写这张申请表单。 Your account has been activated. 你的帐户已经开通了。 Do I get a debit card with this account? 我能从这个账户获得一张借记卡吗？ What's your interest rate for your checking accounts? 你们的活期存款利率是多少？ The minimum deposit is 1,000 dollars for saving account. 储蓄帐户需要最低1,000元的存款。 I'd like to apply for a balance statement of my account. 我要申请存款证明。 Your account's overdrawn. 你的帐户透支了。 申请信用卡 credit card 信用卡 credit limit 信用额度 annual fee 年费 report a loss 挂失 I would like to apply for a credit card. 我想要办一张信用卡。 Does this credit card has an annual fee? 这张信用卡需要付年费吗？ Does this credit card carry any other benefits? 这张信用卡有哪些福利呢？ I'd like to report the loss of my credit card and cancel it. 我要办理信用卡挂失并取消那张卡。 My credit card is expired. Can you renew it for me? 我的信用卡过期了。可以换发一张新卡给我吗？ You have exceeded your credit limit. 你已经超出你的信用额度了。 存款/提款 deposit 存款 withdraw 提款 transaction fee 手续费 check 支票 paycheck 工资支票 cash the check 兑现支票 money order 汇票 ATM (Auto Teller Machine) 自动柜员机 I am depositing 1,000 dollars into my account. 我要存一千元美金进入我的户头。 I want to deposit my paycheck. 我想存入我的工资支票。 I would like to withdraw 1,000 dollars from my savings account. 我想要从我存款帐户提一千美元。 Is there a transaction fee every time I withdraw? 每次提领有没有手续费？ Is there an ATM nearby? 附近有没有自动柜员机？ 转帐/汇款 transfer 转帐/汇款 service charge 手续费 Do you offer an interbank transfer service? 你们有跨行转帐的服务吗？ Yes. There will be a service charge of 5 dollars for wiring the money. 有的。我们酌收5美金的汇款手续费。 Please transfer payment to the following account: XX-XXXX-XXXX. 请将款项汇至以下帐户：XX-XXXX-XXXX。 换钱 foreign currency 外币 exchange rate 汇率 I would like to exchange CNY into US Dollars. 我想将人民币换成美金。 What is the exchange rate? 请问现在的汇率是多少？ The current exchange rate is 6.88 CNY for 1 USD. 目前汇率是6.88元人民币兑一美元。 I would like to exchange 1,000 USD please. 请帮我换1000美金。 |
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