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注释： 1.Fed--(the Federal Reserve Board(美国)联邦储备委员会,美联储 2.key interest rate--联邦基金利率 3.a quarter of a percentage point--25个基点即0.25% 4.put the brakes on sth.-- slow down or stop an activity踩刹车 5.keep sth in check--遏制 6.mixed bag--A collection of dissimilar things; an assortment.混杂：不相似的事物的聚合。亦喜亦忧 喜忧参半，好坏参半 混杂：不相似的事物的聚合 credit crisis信贷危机 7，implosion--the state of failing suddenly and completely and being unable to operate:崩溃 8.wipe out--消灭，摧毁 9.tank--cause sth to suffer rapid decline, failure, or collapse 摧毁 10.abyss-- / ?`b?s /hole so deep that it seems to have no bottom 深渊 11.regulator--市场调控者 12.get it right--使之正常， 13.bailout--A rescue from financial difficulties: 紧急融资：从财政困境中解脱出 14.the likes of sth.--the kind or sort of 与某事相似的事件 ，诸如此类的人或事件<a fantastic celebration the likes of which had never been seen before ― Joseph Heller> 15.trillion万亿 16.stimulus package--经济刺激方案 17.the cost of borrowing money贷款成本 18.fast forward to 2015--时光飞逝至2015 19.pay sth off全部偿清to give someone all the money you owe them 20.normal--常态, 正常n. 21.prime rate--the lowest rate of interest at which companies can borrow money from a bank〔银行给公司提供的〕优惠贷款利率，最低贷款利率 22.benchmark index基准指数 23.home equity line 房屋净值贷款,房屋净值贷款是指授信申请人以贷款人认可的住房或商用房作抵押或最高额抵押，向银行申请具有“合法用途”(如购房购车、个人流动资金)的单笔贷款或循环额度的个人授信业务。 24.private student loan私人商业学生贷款 25.mortgage rate--按揭利率 26.in lockstep with与....步调一致 27.saver〔存款于银行的〕储蓄者，储户 28.CD--Certificate of Deposit: an arrangement in which you save a particular amount of money with a bank for a fixed amount of time for a fixed amount of interest存折：银行开具的证明开户人有确定数额存款的证书，通常按固定利息率存一定的期限 29.bank account--银行帐户 30.rate hike--加息 31.decent return令人满意的回报 32.bull market牛市 33.brace yourself--to prepare yourself physically or mentally for something unpleasant严阵以待
美联储加息英语新闻 难点注释 AZUZ: The Federal Reserve or the Fed is the central banking system of the U.S. Its goal is to keep the American financial system safe and stable. And yesterday, it used one of its major tools in stabilizing the economy. The Fed raised its key interest rate by a quarter of a percentage point. Why? In the past few years, the American economy has slowly been growing. It`s been getting stronger. And though low interest rates have advantages to consumers and business, the Fed doesn`t want the economy to grow so fast that there`s a lot of inflation when prices rise too quickly for people to afford them. So, by slightly raising its key interest rate, the Fed tries to put the brakes on the economy, not to stop its growth but to keep that growth in check. The eventual effects on Americans can be a mixed bag. 2008, the height of the credit crisis, a debt implosion was wiping out whole banks, tanking the stock market and threatening to destroy the global economy. At the edge of the abyss, regulators had to get it right. So, they tried some crazy things. Billion dollar bailouts, the likes of which we`ve never seen, a trillion dollar stimulus package, and in an unprecedented move, the Federal Reserve cut interest rates to zero, making the cost of borrowing money effectively free. Fast forward to 2015, the bailouts are paid off, the stock market is back, and so is the economy, but money is still cheaper than it`s ever been. It`s a key moment. The Fed raising interest rates is the final sign of the economy`s return to normal. But normal might hurt a little. When the Fed increases rates, banks raise the prime rate, a bench mark index used to set all kinds of consumer loans, credit cards, car loans, home equity lines and credit, private student loans. Mortgage rates are headed higher too. Now, they don`t move in lock step with the prime rate, but they`re expected to move up gradually. For you savers, rising rates are great news. For years, you`ve earned next to nothing on CDs and in bank accounts. A Fed rate hike will be a win for savers, but a loss for investors. Near zero interest rates have pushed for people into the stock market because they couldn`t earn a decent return anywhere else. If higher rates make the stock market less attractive for investors, it potentially means the end of this bull market. Brace yourself, the Fed is set to raise rates and pretty much everyone will feel it. 注释： 1.Fed--(the Federal Reserve Board(美国)联邦储备委员会,美联储 2.key interest rate--联邦基金利率 3.a quarter of a percentage point--25个基点即0.25% 4.put the brakes on sth.-- slow down or stop an activity踩刹车 5.keep sth in check--遏制 6.mixed bag--A collection of dissimilar things; an assortment.混杂：不相似的事物的聚合。亦喜亦忧 喜忧参半，好坏参半 混杂：不相似的事物的聚合 credit crisis信贷危机 7，implosion--the state of failing suddenly and completely and being unable to operate:崩溃 8.wipe out--消灭，摧毁 9.tank--cause sth to suffer rapid decline, failure, or collapse 摧毁 10.abyss-- / ?`b?s /hole so deep that it seems to have no bottom 深渊 11.regulator--市场调控者 12.get it right--使之正常， 13.bailout--A rescue from financial difficulties: 紧急融资：从财政困境中解脱出 14.the likes of sth.--the kind or sort of 与某事相似的事件 ，诸如此类的人或事件<a fantastic celebration the likes of which had never been seen before ― Joseph Heller> 15.trillion万亿 16.stimulus package--经济刺激方案 17.the cost of borrowing money贷款成本 18.fast forward to 2015--时光飞逝至2015 19.pay sth off全部偿清to give someone all the money you owe them 20.normal--常态, 正常n. 21.prime rate--the lowest rate of interest at which companies can borrow money from a bank〔银行给公司提供的〕优惠贷款利率，最低贷款利率 22.benchmark index基准指数 23.home equity line 房屋净值贷款,房屋净值贷款是指授信申请人以贷款人认可的住房或商用房作抵押或最高额抵押，向银行申请具有“合法用途”(如购房购车、个人流动资金)的单笔贷款或循环额度的个人授信业务。 24.private student loan私人商业学生贷款 25.mortgage rate--按揭利率 26.in lockstep with与....步调一致 27.saver〔存款于银行的〕储蓄者，储户 28.CD--Certificate of Deposit: an arrangement in which you save a particular amount of money with a bank for a fixed amount of time for a fixed amount of interest存折：银行开具的证明开户人有确定数额存款的证书，通常按固定利息率存一定的期限 29.bank account--银行帐户 30.rate hike--加息 31.decent return令人满意的回报 32.bull market牛市 33.brace yourself--to prepare yourself physically or mentally for something unpleasant严阵以待 |
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