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年金终值系数(F/A,i,n)表
年金终值系数(F/A,i,n)表
年金是每隔相等时间间隔收到或支付相同金额的款项，如每年年末收到养老金10000元，即为年金。
年金终值（ 普通年金终值）也就是将每一期的金额，按复利换算到最后一期期末的终值，然后加总，就是该年金终值。
利率为i，经过n期的年金终值系数记作(F/A，i,n), 年金终值系数为[(1+i)^n-1]/i
F=A(F/A，i,n)
|
期数 |
1% |
2% |
3% |
4% |
5% |
6% |
7% |
8% |
9% |
10% |
11% |
12% |
13% |
14% |
15% |
16% |
17% |
18% |
19% |
20% |
21% |
22% |
23% |
24% |
25% |
26% |
27% |
28% |
29% |
30% |
|
1 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
|
2 |
2.0100 |
2.0200 |
2.0300 |
2.0400 |
2.0500 |
2.0600 |
2.0700 |
2.0800 |
2.0900 |
2.1000 |
2.1100 |
2.1200 |
2.1300 |
2.1400 |
2.1500 |
2.1600 |
2.1700 |
2.1800 |
2.1900 |
2.2000 |
2.2100 |
2.2200 |
2.2300 |
2.2400 |
2.2500 |
2.2600 |
2.2700 |
2.2800 |
2.2900 |
2.3000 |
|
3 |
3.0301 |
3.0604 |
3.0909 |
3.1216 |
3.1525 |
3.1836 |
3.2149 |
3.2464 |
3.2781 |
3.3100 |
3.3421 |
3.3744 |
3.4069 |
3.4396 |
3.4725 |
3.5056 |
3.5389 |
3.5724 |
3.6061 |
3.6400 |
3.6741 |
3.7084 |
3.7429 |
3.7776 |
3.8125 |
3.8476 |
3.8829 |
3.9184 |
3.9541 |
3.9900 |
|
4 |
4.0604 |
4.1216 |
4.1836 |
4.2465 |
4.3101 |
4.3746 |
4.4399 |
4.5061 |
4.5731 |
4.6410 |
4.7097 |
4.7793 |
4.8498 |
4.9211 |
4.9934 |
5.0665 |
5.1405 |
5.2154 |
5.2913 |
5.3680 |
5.4457 |
5.5242 |
5.6038 |
5.6842 |
5.7656 |
5.8480 |
5.9313 |
6.0156 |
6.1008 |
6.1870 |
|
5 |
5.1010 |
5.2040 |
5.3091 |
5.4163 |
5.5256 |
5.6371 |
5.7507 |
5.8666 |
5.9847 |
6.1051 |
6.2278 |
6.3528 |
6.4803 |
6.6101 |
6.7424 |
6.8771 |
7.0144 |
7.1542 |
7.2966 |
7.4416 |
7.5892 |
7.7396 |
7.8926 |
8.0484 |
8.2070 |
8.3684 |
8.5327 |
8.6999 |
8.8700 |
9.0431 |
|
|
|
6 |
6.1520 |
6.3081 |
6.4684 |
6.6330 |
6.8019 |
6.9753 |
7.1533 |
7.3359 |
7.5233 |
7.7156 |
7.9129 |
8.1152 |
8.3227 |
8.5355 |
8.7537 |
8.9775 |
9.2068 |
9.4420 |
9.6830 |
9.9299 |
10.1830 |
10.4423 |
10.7079 |
10.9801 |
11.2588 |
11.5442 |
11.8366 |
12.1359 |
12.4423 |
12.7560 |
|
7 |
7.2135 |
7.4343 |
7.6625 |
7.8983 |
8.1420 |
8.3938 |
8.6540 |
8.9228 |
9.2004 |
9.4872 |
9.7833 |
10.0890 |
10.4047 |
10.7305 |
11.0668 |
11.4139 |
11.7720 |
12.1415 |
12.5227 |
12.9159 |
13.3214 |
13.7396 |
14.1708 |
14.6153 |
15.0735 |
15.5458 |
16.0324 |
16.5339 |
17.0506 |
17.5828 |
|
8 |
8.2857 |
8.5830 |
8.8923 |
9.2142 |
9.5491 |
9.8975 |
10.2598 |
10.6366 |
11.0285 |
11.4359 |
11.8594 |
12.2997 |
12.7573 |
13.2328 |
13.7268 |
14.2401 |
14.7733 |
15.3270 |
15.9020 |
16.4991 |
17.1189 |
17.7623 |
18.4300 |
19.1229 |
19.8419 |
20.5876 |
21.3612 |
22.1634 |
22.9953 |
23.8577 |
|
9 |
9.3685 |
9.7546 |
10.1591 |
10.5828 |
11.0266 |
11.4913 |
11.9780 |
12.4876 |
13.0210 |
13.5795 |
14.1640 |
14.7757 |
15.4157 |
16.0853 |
16.7858 |
17.5185 |
18.2847 |
19.0859 |
19.9234 |
20.7989 |
21.7139 |
22.6700 |
23.6690 |
24.7125 |
25.8023 |
26.9404 |
28.1287 |
29.3692 |
30.6639 |
32.0150 |
|
10 |
10.4622 |
10.9497 |
11.4639 |
12.0061 |
12.5779 |
13.1808 |
13.8164 |
14.4866 |
15.1929 |
15.9374 |
16.7220 |
17.5487 |
18.4197 |
19.3373 |
20.3037 |
21.3215 |
22.3931 |
23.5213 |
24.7089 |
25.9587 |
27.2738 |
28.6574 |
30.1128 |
31.6434 |
33.2529 |
34.9449 |
36.7235 |
38.5926 |
40.5564 |
42.6195 |
|
|
|
11 |
11.5668 |
12.1687 |
12.8078 |
13.4864 |
14.2068 |
14.9716 |
15.7836 |
16.6455 |
17.5603 |
18.5312 |
19.5614 |
20.6546 |
21.8143 |
23.0445 |
24.3493 |
25.7329 |
27.1999 |
28.7551 |
30.4035 |
32.1504 |
34.0013 |
35.9620 |
38.0388 |
40.2379 |
42.5661 |
45.0306 |
47.6388 |
50.3985 |
53.3178 |
56.4053 |
|
12 |
12.6825 |
13.4121 |
14.1920 |
15.0258 |
15.9171 |
16.8699 |
17.8885 |
18.9771 |
20.1407 |
21.3843 |
22.7132 |
24.1331 |
25.6502 |
27.2707 |
29.0017 |
30.8502 |
32.8239 |
34.9311 |
37.1802 |
39.5805 |
42.1416 |
44.8737 |
47.7877 |
50.8950 |
54.2077 |
57.7386 |
61.5013 |
65.5100 |
69.7800 |
74.3270 |
|
13 |
13.8093 |
14.6803 |
15.6178 |
16.6268 |
17.7130 |
18.8821 |
20.1406 |
21.4953 |
22.9534 |
24.5227 |
26.2116 |
28.0291 |
29.9847 |
32.0887 |
34.3519 |
36.7862 |
39.4040 |
42.2187 |
45.2445 |
48.4966 |
51.9913 |
55.7459 |
59.7788 |
64.1097 |
68.7596 |
73.7506 |
79.1066 |
84.8529 |
91.0161 |
97.6250 |
|
14 |
14.9474 |
15.9739 |
17.0863 |
18.2919 |
19.5986 |
21.0151 |
22.5505 |
24.2149 |
26.0192 |
27.9750 |
30.0949 |
32.3926 |
34.8827 |
37.5811 |
40.5047 |
43.6720 |
47.1027 |
50.8180 |
54.8409 |
59.1959 |
63.9095 |
69.0100 |
74.5280 |
80.4961 |
86.9495 |
93.9258 |
101.4654 |
109.6117 |
118.4108 |
127.9125 |
|
15 |
16.0969 |
17.2934 |
18.5989 |
20.0236 |
21.5786 |
23.2760 |
25.1290 |
27.1521 |
29.3609 |
31.7725 |
34.4054 |
37.2797 |
40.4175 |
43.8424 |
47.5804 |
51.6595 |
56.1101 |
60.9653 |
66.2607 |
72.0351 |
78.3305 |
85.1922 |
92.6694 |
100.8151 |
109.6868 |
119.3465 |
129.8611 |
141.3029 |
153.7500 |
167.2863 |
|
|
|
16 |
17.2579 |
18.6393 |
20.1569 |
21.8245 |
23.6575 |
25.6725 |
27.8881 |
30.3243 |
33.0034 |
35.9497 |
39.1899 |
42.7533 |
46.6717 |
50.9804 |
55.7175 |
60.9250 |
66.6488 |
72.9390 |
79.8502 |
87.4421 |
95.7799 |
104.9345 |
114.9834 |
126.0108 |
138.1085 |
151.3766 |
165.9236 |
181.8677 |
199.3374 |
218.4722 |
|
17 |
18.4304 |
20.0121 |
21.7616 |
23.6975 |
25.8404 |
28.2129 |
30.8402 |
33.7502 |
36.9737 |
40.5447 |
44.5008 |
48.8837 |
53.7391 |
59.1176 |
65.0751 |
71.6730 |
78.9792 |
87.0680 |
96.0218 |
105.9306 |
116.8937 |
129.0201 |
142.4295 |
157.2534 |
173.6357 |
191.7345 |
211.7230 |
233.7907 |
258.1453 |
285.0139 |
|
18 |
19.6147 |
21.4123 |
23.4144 |
25.6454 |
28.1324 |
30.9057 |
33.9990 |
37.4502 |
41.3013 |
45.5992 |
50.3959 |
55.7497 |
61.7251 |
68.3941 |
75.8364 |
84.1407 |
93.4056 |
103.7403 |
115.2659 |
128.1167 |
142.4413 |
158.4045 |
176.1883 |
195.9942 |
218.0446 |
242.5855 |
269.8882 |
300.2521 |
334.0074 |
371.5180 |
|
19 |
20.8109 |
22.8406 |
25.1169 |
27.6712 |
30.5390 |
33.7600 |
37.3790 |
41.4463 |
46.0185 |
51.1591 |
56.9395 |
63.4397 |
70.7494 |
78.9692 |
88.2118 |
98.6032 |
110.2846 |
123.4135 |
138.1664 |
154.7400 |
173.3540 |
194.2535 |
217.7116 |
244.0328 |
273.5558 |
306.6577 |
343.7580 |
385.3227 |
431.8696 |
483.9734 |
|
20 |
22.0190 |
24.2974 |
26.8704 |
29.7781 |
33.0660 |
36.7856 |
40.9955 |
45.7620 |
51.1601 |
57.2750 |
64.2028 |
72.0524 |
80.9468 |
91.0249 |
102.4436 |
115.3797 |
130.0329 |
146.6280 |
165.4180 |
186.6880 |
210.7584 |
237.9893 |
268.7853 |
303.6006 |
342.9447 |
387.3887 |
437.5726 |
494.2131 |
558.1118 |
630.1655 |
|
|
|
21 |
23.2392 |
25.7833 |
28.6765 |
31.9692 |
35.7193 |
39.9927 |
44.8652 |
50.4229 |
56.7645 |
64.0025 |
72.2651 |
81.6987 |
92.4699 |
104.7684 |
118.8101 |
134.8405 |
153.1385 |
174.0210 |
197.8474 |
225.0256 |
256.0176 |
291.3469 |
331.6059 |
377.4648 |
429.6809 |
489.1098 |
556.7173 |
633.5927 |
720.9642 |
820.2151 |
|
22 |
24.4716 |
27.2990 |
30.5368 |
34.2480 |
38.5052 |
43.3923 |
49.0057 |
55.4568 |
62.8733 |
71.4027 |
81.2143 |
92.5026 |
105.4910 |
120.4360 |
137.6316 |
157.4150 |
180.1721 |
206.3448 |
236.4385 |
271.0307 |
310.7813 |
356.4432 |
408.8753 |
469.0563 |
538.1011 |
617.2783 |
708.0309 |
811.9987 |
931.0438 |
1067.2796 |
|
23 |
25.7163 |
28.8450 |
32.4529 |
36.6179 |
41.4305 |
46.9958 |
53.4361 |
60.8933 |
69.5319 |
79.5430 |
91.1479 |
104.6029 |
120.2048 |
138.2970 |
159.2764 |
183.6014 |
211.8013 |
244.4868 |
282.3618 |
326.2369 |
377.0454 |
435.8607 |
503.9166 |
582.6298 |
673.6264 |
778.7707 |
900.1993 |
1040.3583 |
1202.0465 |
1388.4635 |
|
24 |
26.9735 |
30.4219 |
34.4265 |
39.0826 |
44.5020 |
50.8156 |
58.1767 |
66.7648 |
76.7898 |
88.4973 |
102.1742 |
118.1552 |
136.8315 |
158.6586 |
184.1678 |
213.9776 |
248.8076 |
289.4945 |
337.0105 |
392.4842 |
457.2249 |
532.7501 |
620.8174 |
723.4610 |
843.0329 |
982.2511 |
1144.2531 |
1332.6586 |
1551.6400 |
1806.0026 |
|
25 |
28.2432 |
32.0303 |
36.4593 |
41.6459 |
47.7271 |
54.8645 |
63.2490 |
73.1059 |
84.7009 |
98.3471 |
114.4133 |
133.3339 |
155.6196 |
181.8708 |
212.7930 |
249.2140 |
292.1049 |
342.6035 |
402.0425 |
471.9811 |
554.2422 |
650.9551 |
764.6054 |
898.0916 |
1054.7912 |
1238.6363 |
1454.2014 |
1706.8031 |
2002.6156 |
2348.8033 |
|
|
|
26 |
29.5256 |
33.6709 |
38.5530 |
44.3117 |
51.1135 |
59.1564 |
68.6765 |
79.9544 |
93.3240 |
109.1818 |
127.9988 |
150.3339 |
176.8501 |
208.3327 |
245.7120 |
290.0883 |
342.7627 |
405.2721 |
479.4306 |
567.3773 |
671.6330 |
795.1653 |
941.4647 |
1114.6336 |
1319.4890 |
1561.6818 |
1847.8358 |
2185.7079 |
2584.3741 |
3054.4443 |
|
27 |
30.8209 |
35.3443 |
40.7096 |
47.0842 |
54.6691 |
63.7058 |
74.4838 |
87.3508 |
102.7231 |
121.0999 |
143.0786 |
169.3740 |
200.8406 |
238.4993 |
283.5688 |
337.5024 |
402.0323 |
479.2211 |
571.5224 |
681.8528 |
813.6759 |
971.1016 |
1159.0016 |
1383.1457 |
1650.3612 |
1968.7191 |
2347.7515 |
2798.7061 |
3334.8426 |
3971.7776 |
|
28 |
32.1291 |
37.0512 |
42.9309 |
49.9676 |
58.4026 |
68.5281 |
80.6977 |
95.3388 |
112.9682 |
134.2099 |
159.8173 |
190.6989 |
227.9499 |
272.8892 |
327.1041 |
392.5028 |
471.3778 |
566.4809 |
681.1116 |
819.2233 |
985.5479 |
1185.7440 |
1426.5719 |
1716.1007 |
2063.9515 |
2481.5860 |
2982.6444 |
3583.3438 |
4302.9470 |
5164.3109 |
|
29 |
33.4504 |
38.7922 |
45.2189 |
52.9663 |
62.3227 |
73.6398 |
87.3465 |
103.9659 |
124.1354 |
148.6309 |
178.3972 |
214.5828 |
258.5834 |
312.0937 |
377.1697 |
456.3032 |
552.5121 |
669.4475 |
811.5228 |
984.0680 |
1193.5129 |
1447.6077 |
1755.6835 |
2128.9648 |
2580.9394 |
3127.7984 |
3788.9583 |
4587.6801 |
5551.8016 |
6714.6042 |
|
30 |
34.7849 |
40.5681 |
47.5754 |
56.0849 |
66.4388 |
79.0582 |
94.4608 |
113.2832 |
136.3075 |
164.4940 |
199.0209 |
241.3327 |
293.1992 |
356.7868 |
434.7451 |
530.3117 |
647.4391 |
790.9480 |
966.7122 |
1181.8816 |
1445.1507 |
1767.0813 |
2160.4907 |
2640.9164 |
3227.1743 |
3942.0260 |
4812.9771 |
5873.2306 |
7162.8241 |
8729.9855 |
|
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